Travel Insurance Tips

When travelling around the world, you’ll face all sorts of situations, including cancelled flights, lost luggage, medical emergencies, and other unforeseen developments and risks. It’s always a good idea to protect yourself from these unpredictable predicaments.

Types of Travel Insurance:

  • Trip Cancellation: generally covers non-refundable payments or deposits when a trip is cancelled or interrupted.
  • Trip Delay: reimburses you when a trip is delayed.
  • Medical Evacuation/Emergency Transportation: Takes care of transportation costs when you have a medical emergency while travelling.
  • Accidental Sickness and Medical Expenses: Takes care of costs when you get sick or injured while travelling.
  • Supplier Default: Covers deposits or payments lost due to default by the supplier.
  • Lost Luggage: Covers losses or damages to personal effects.

Who Offers Travel Insurance?

Most travel agents provide their own protection plans, and may even require you to sign a waiver if you decline the insurance they offer. There are also third party insurance companies that offer travel insurance products. You should carefully compare the coverage offered by your travel provider with that from a third party company.

Enjoy your holidays!

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